Three Card Poker (or Tri-Card Poker) is played in a similar way to Caribbean Stud, but with just three cards and dealt from a 52-card deck. It came to the United States as a version of a quick gambling game from England called “Brag.” There are two game dimensions to Three Card Poker: Pairplus (sometimes just called pair play) and Ante-and-Play (or ante play).

The player must first decide whether to participate in Ante-and-Play, Pairplus, or both. The Ante-and-Play is a three card poker hand against the dealer, with the better hand winning. Pairplus is a bet that the hand will have a pair or better in it, irrespective of the dealer’s hand. There are places on the layout to make both the ante for Ante-and-Play and the bet for Pairplus.

Once hands have been dealt, an Ante-and-Play bettor can chose to play by putting a bet equal to or often up to three times greater than the ante in the “Play” portion of the layout. Alternatively, a player can decide to fold and forfeit the ante. Pairplus does not offer this option.

The dealer exposes the house cards. If there is no queen or higher, the Ante-and-Play is ended with a 1:1 payment on the antes, with the Play bets returned. Pairplus can continue. If the dealer does have a queen or higher, bets are settled according to the better hand, paying at 1:1.

Pairplus is settled if the player’s hand has a pair or better in it. The payout schedule will be posted at the table, and usually starts with 2:1 for a pair and goes up from there.

In addition, many casinos offer bonuses on high Ante-and-Play hands as well as on high Pairplus hands. The schedule of payoffs may vary. The strongest hands, obviously, are three of a kind, straights, and flushes.

The following table indicates the probabilities of receiving certain hands in three card poker.

Pairplus Payoffs in Three Card Poker
Hand Combinations Probability Payoff Bet Expectation House Edge
Straight Flush 48 0.2172% 40 1 0.08687783 -91.31%
Three of a Kind 52 0.2353% 30 1 0.07058824 -92.94%
Straight 720 3.258% 6 1 0.19547511 -80.45%
Flush 1096 4.959% 4 1 0.19837104 -80.16%
Pair 3744 16.94% 1 1 0.16941176 -83.06%
High Card 9720 43.98% 0 1
Nothing 6720 30.41% 0 1
Total 22100 100%   7 0.72072398 -89.70%

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